MORTGAGE AND HOUSING AFFORDABILITY IN RUSSIA: ANALYSIS OF THE SITUATION
Abstract and keywords
Abstract (English):
The article deals with the housing market state of the art and the housing improvement solution paths for population. A homeownership presence is one of the most acute and crucial socio-economical problem in Russia. It’s possible to highlight an increase in the value of realty, mortgage rate appreciation, stagnant real population earnings, purchasing power of population erosion among a low availability of a housing prosperity. Now-adays a housing question can be solved by a mortgage lending. The article provides and evaluates such preferential mortgage lending programs as Preferential mortgage, Family mortgage, IT mortgage, Rural mortgage, Far Eastern or Arctic mortgage, Military mort-gage. The authors had formed recommendations for improving the mortgage lending market.

Keywords:
realty, credit, mortgage, preferential mortgage lending, housing security, housing af-fordability
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