Russian Federation
Russian Federation
UDC 34.09
The article is devoted to the issues of improving methods of combating banking fraud. The relevance of the topic is related to the increased number of banking frauds in 2024, and new legislative initiatives adopted in the spring of 2025. The paper systematizes approaches to the commission of crimes in the banking sector, in particular, it highlights: crimes committed using social engineering, cyberbullying and fraud with bank cards and ATMs. For each group, the main methods of committing crimes are characterized, regulatory and legal regulation and legislative initiatives are analyzed, and then approaches to their suppression are proposed. When formulating proposals, the psychological aspects of the commission of crimes and the shortcomings of legislation, including the legislation that is coming into force, are taken into account. This article will be of interest to those who study modern methods of protecting against banking fraud, as well as to those who form public policy in this area.
fraud in the banking sector, social engineering, cyber fraud; fraud with bank cards and ATMs, anti-fraud methods
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