TY BOOK TI Increasing the availability of payment services through the development of user identification systems KW Agency service identification remote authentication simplified identification financial inclusion availability of payment services payment services AML/CFT AU Krivoruchko, S.V. AU Ponamorenko, V.E. AU Lopatin, V.A. AU Mamuta, M.V. AU Dostov, V.L. AU Emelin, A.V. AU Maklakova, T.R. AU Bragina, T.S. PY 2024 PB INFRA-M Academic Publishing LLC.