%0 Book %T Increasing the availability of payment services through the development of user identification systems %A Krivoruchko, S.V. %A Ponamorenko, V.E. %A Lopatin, V.A. %A Mamuta, M.V. %A Dostov, V.L. %A Emelin, A.V. %A Maklakova, T.R. %A Bragina, T.S. %K Agency service identification remote authentication simplified identification financial inclusion availability of payment services payment services AML/CFT %D 2024 %P 157 %I INFRA-M Academic Publishing LLC.