00478naa#a2200169#i#450# EN\INFRA-M\bibl\6672 20240430111457.2 1998-0701 20140325b2014####ek#y0engy0150####ca RUS RU Russian insurance market begins to live by the new rules Journal article Moscow INFRA-M Academic Publishing LLC. 2014 9 с. Journal article local Smirnov E. E. naukaru.ru