00620naa#a2200169#i#450# EN\NORMA\bibl\41730 20250218001327.2 1605-6590 20210111b2021####ek#y0engy0150####ca RU Policyholder's Pre-Contractual Information Duty (“Duty of Disclosure”): Models in European Insurance Contract Law and Prospects for Russia Journal article Moscow Legal publishing house Norm 2021 0 с. Journal article local Право. Юридические науки. 34 Kratenko Maksim Vladimirovich naukaru.ru