00680naa#a2200181#i#450# EN\\bibl\27760 20250217020235.1 2219-0767 20190301b2019####ek#y0engy0150####ca RU MODEL OF CREDIT RISK ASSESSMENT IN THE PROCESS OF CREDITING PHYSICAL PERSONS Journal article Voronezh FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov 2019 6 с. Journal article local Прикладные науки. Общие вопросы. 60 Lavlinskiy V. Viktorovich Atapina A. A. naukaru.ru