00510naa#a2200181#i#450# EN\INFRA-M\bibl\15335 20241204171847.3 2587-9111 20170217b2017####ek#y0engy0150####ca RUS RU Development of Retail Investor’s Financial Competence Journal article Moscow INFRA-M Academic Publishing LLC. 2017 7 с. Journal article local Zemtsov A. Tsibulnikova V. naukaru.ru