00501naa#a2200181#i#450# EN\\bibl\15003 20241106134143.3 2071-2367 20161229b2016####ek#y0engy0150####ca RUS RU Problems of formation and development of the Russian banking system Journal article Moscow RANEPA 2016 6 с. Journal article local Polyakova Anna Kozhanchikova Natalya naukaru.ru