%0 Journal Article %T On the assessment of credit risks in the modern banking system of the Russian Federation %A Kholda, E.D. %A Idrisov, S.A. %K credit risk, assessment methods, credit portfolio, risk management, modeling, management strategy, risk minimization %J Journal of economic studies %D 2025 %N 11 %P 11 %I INFRA-M Academic Publishing LLC.