@article{Kholda2025on,
author={Kholda, E.D. and Idrisov, S.A.},
title={On the assessment of credit risks in the modern banking system of the Russian Federation},
journal={Journal of economic studies},
publisher={INFRA-M Academic Publishing LLC.},
year={2025},
pages={49-60},
volume={11},
issue={2},
}