%0 Journal Article %T PENSION INSURANCE REFORM IN CROATIA AT THE PRESENT STAGE %A Shram, V.P. %K Pension reform, pension insurance, pension system, voluntary pension insurance, funded pension, compulsory pension fund, corporate pension plans, insurance contributions, capitalized savings, pension agreement. %J Journal of Foreign Legislation and Comparative Law %D 2015 %N 1 %P 0 %I Legal publishing house Norm