@article{Lycheva 2017improving,
author={Lycheva , I.. and Molchanova , V..},
title={IMPROVING CONSUMER LENDING MODEL CLIENTS},
journal={Bulletin of Belgorod State Technological University named after. V. G. Shukhov},
publisher={Belgorod State Technological University named after V.G. Shukhov},
year={2017},
pages={245-249},
volume={2},
issue={1},
}