%0 Journal Article %T The use of competency approach to HR regional commercial bank %A Chulanova, O.L. %A Tokareva, M.. %K competence approach, competence, competence model, competence profile, competence profile for an employee of a commercial bank call-center. %J Journal of economic studies %D 2016 %N 2 %P 0 %I INFRA-M Academic Publishing LLC.