%0 Journal Article
%T Analysis of Factors and Threats Associated with the Development of Digital Transformation in the Banking Sector
%A Shishkin, A.N.
%A Mel'chikovi, Z.L.
%K financial system, bank, artificial intelligence, digital transformation, customer service
%J Scientific Research and Development. Economics
%D 2026
%N 14
%P 5
%I INFRA-M Academic Publishing LLC.