@article{Cheluhina2026challenges,
author={Cheluhina, N.F. and Bem, A.A.},
title={Challenges of Credit Risk Assessment When Investing in Digital Financial Assets in Russia},
journal={Scientific Research and Development. Economics of the Firm},
publisher={INFRA-M Academic Publishing LLC.},
year={2026},
pages={55-66},
volume={15},
issue={2},
}