%0 Journal Article
%T Managing the effectiveness of existing 
innovative models to enhance the competitive 
advantages of PJSC VTB Bank
%A Dosugova, A.V.
%A Chebrov, A.A.
%K management, banking, competitive advantages, innovative development, digital transformation
%J Journal of Management Studies
%D 2026
%N 12
%P 7
%I INFRA-M Academic Publishing LLC.