@article{Cheluhina2025the,
author={Cheluhina, N.F. and Gostev, A.S.},
title={The Credit risk Profile of a Commercial Bank: a Systematic Approach to Analysis and Management},
journal={Scientific Research and Development. Economics of the Firm},
publisher={INFRA-M Academic Publishing LLC.},
year={2025},
pages={39-45},
volume={14},
issue={4},
}