%0 Journal Article %T Pension Reform: Hopes and Reality %A Ermakov, D.. %A Pavlyuchenko , V.. %A Burdenko, V.. %K a pension system, mandatory pension security, voluntary pension security, mandatory state pension insurance, voluntary pension insurance, non-state pension funds. %J Level of Life of the Population of Regions of Russia %D 2015 %N 3 %P 7 %I All-Russian center of living standards