@article{Minchenkova2025effect,
author={Minchenkova, O.Y. and Minchenkova, A.M. and Minchenkova, L.M. and Serebrennikov, S.S. and Vitina, O.V.},
title={EFFECT OF MORAL HAZARD AND TRUST ON WILLINGNESS TO COOPERATE},
journal={Management of the Personnel and Intellectual Resources in Russia},
publisher={INFRA-M Academic Publishing LLC.},
year={2025},
pages={48-54},
volume={14},
issue={3},
}