TY JOUR TI The scheme of the target loan to small innovative enterprises bail intellectual property KW credit KW patent circuit KW scheme KW the right holder KW the invention KW the Patent Office. JO Actual directions of scientific researches of the XXI century: theory and practice AU Belskiy, A.. AU Bezrukova, T.L. PY 2015 IS 3 PB FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov